The Ukrainian Banks Association analyzed activity of 123 commercial banks dividing them into three categories: banks with net assets above Hr 200 million, above Hr 100 million and below Hr 100 million.
According to the results, the banks of the third category developed most dynamically in April - June. Their net assets increased 15.4% from January-March. The banks from the first category increased 4.3%, while second category banks increased 2.7%, Interfax-Ukraine reports. According to the analysts, the speedy increase of this index in the third group is largely conditioned by the significant competition among small banks.
These banks actively increased the volume of their investment in the securities, mainly in domestic bonds. The increase totaled 34.1%, compared to January - March. The stock share in net assets went up from 18% in January - March to 21% in April - June.
Banks with net assets above Hr 200 million decreased their stock share in net assets by 3.4%. The proportion of their active stock operations decreased from 18.6% to 17.2%. The banks from the second group also increased their investment in securities but more slowly, 11.1%, and their stock operations increased from 15.1% to 16.4%.
Loans traditionally constitute the biggest share in the structure of bank assets. They constitute 45.6% of net assets in the biggest banks, and their proportion did not change in the first half of 1998.
Loan volume in the middle-sized banks increased 3.5%, but their share remained practically the same at 39.2%.
In the third group banks loan operations volume increased 8.8%, but their share dropped from 41.1% in January - March to 38.7% in April - June. The change of their assets structure took place due to an increase in the profitability of operations with domestic bonds.
The increase of interbank loan and deposit operations volume was approximately the same in all three categories – it averaged 20-21% per three months. The share of this assets group in the second and third banks' categories was the same and was 9.5% as of late June. In the first category it was 7.6%.






